Finance

Free financial tools to manage your money day to day: loan simulator, monthly payment calculator, interest rates, borrowing capacity and more. Clear, instant results with no sign-up.

Loan payment calculator

Instantly estimate the monthly payment, total cost and interest of your loan.

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Percentage calculator

Calculate a percentage, a share or a % change.

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VAT calculator

Calculate VAT, net and gross in an instant.

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Compound interest calculator

Grow your savings with compound interest.

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Tip calculator & bill split

Tip, total and each person’s share at a glance.

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Discount calculator

Sale price, money saved and discount percentage.

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Unit price calculator

Compare up to 3 products and find the truly cheapest.

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Savings goal calculator

How much to save each month to reach your goal.

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Hourly ↔ salary converter

Convert between hourly rate, monthly and annual salary.

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Margin calculator

Margin, markup and multiplier from cost and price.

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Break-even calculator

How many units to sell to cover your costs.

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CAGR calculator

The compound annual growth rate between two values.

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Inflation calculator

What your money will really be worth in X years.

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FIRE calculator

The capital you need, and in how many years.

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Freelance rate calculator

The daily rate that actually pays your target income.

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Electricity cost calculator

What this appliance costs per day, month and year.

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Proration calculator

Compute an amount prorated by days or shares (rent, subscription).

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Rule of 72

Estimate how many years it takes for capital to double, from a rate.

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50/30/20 budget calculator

Split your income with the 50/30/20 rule: needs, wants, savings.

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ROI calculator

Compute return on investment: net gain, ROI % and annualized ROI.

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Currency converter

Convert between currencies with up-to-date exchange rates (ECB), amounts stay local.

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Payment fee calculator

Compute PayPal, Stripe or custom fees and the net amount received.

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Exchange rate history

Chart of a rate’s evolution over 30 days, 90 days or 1 year.

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Invoice generator

Create a professional invoice with live preview and PDF export.

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Amortization schedule

Monthly payment, total interest and yearly schedule with chart.

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Mortgage calculator

Full monthly payment (principal, interest, tax, insurance) and total loan cost.

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Credit card payoff

Time, total interest and required payment to clear a card balance.

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Salary converter

Convert a salary between annual, monthly, weekly, daily and hourly.

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Net worth calculator

See where you stand: total assets minus total liabilities.

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Simple interest

Calculate simple interest (I = principal × rate × time) and the total.

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Markup calculator

Compute the selling price, profit and margin from cost and markup.

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Sales tax calculator

Add or remove sales tax: net price, tax amount and total price.

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Debt-to-income ratio

Compute your debt-to-income (DTI) ratio from your monthly debts and income.

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Down payment calculator

Work out the down payment by percent or amount, and the balance left to finance.

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APY calculator

Convert a nominal rate and compounding frequency into the effective annual yield (APY).

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Pay raise calculator

Compute your new salary after a percentage raise, and the amount gained.

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Overtime pay calculator

Compute your total pay with regular hours and overtime hours at a multiplier (×1.5 by default).

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Commission calculator

Compute your commission from the sales amount and rate, plus the total received.

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Rent affordability

Estimate the rent you can afford from your income and the recommended share (30%).

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Budget planner

Monthly income, expenses, balance and breakdown at a glance.

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Group expense splitter

Who owes whom after shared expenses.

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Subscription tracker

The real monthly and yearly cost of your subscriptions.

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